Emilia first connected with me through Facebook, and we soon met up for a chat. She shared several concerns — whether she could afford a home on a single income, how to manage her monthly mortgage as a nurse, and the importance of living close to her sister so her nephews and nieces could still visit their grandpa regularly.

Gloria was introduced to me through a friend’s wife. During our consultation, I learned that she had recently obtained her Singapore citizenship and was eager to own her first home here — a place where she could also host her parents when they visit from her hometown in the future.

When Raymond and Faye first connected with me, they just wanted to understand how an Executive Condo (EC) works. They were sceptical at first — worried about whether upgrading would stretch their finances too much and if it might affect their family’s lifestyle. With two lovely daughters still in school, they didn’t want to risk their family’s comfort or future plans.